By short term we mean Annual Percentage Rates that will be pertinent only for an initial period of less than 12 months or another period after which the Annual Percentage Rate increase. When you move on to Consolidate credit cards debt with these credit cards providers, they will make available toyou a lower (even 0%) Annual Percentage Rate for the initial 6-12 months; and a much higher annual percentage rate subsequently. You have todetermine what this higher APR rates is.
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